Your complete guide to financial protection Guides 15/06/2022 Financial protection is an important part of creating long-term security. Yet, it’s something that many people overlook. Appropriate financial protection can provide you or your family with an income or lump sum when you need it most. It can create a valuable safety net and help ensure you’re still able to meet financial commitments if something unexpected happens. If financial protection isn’t something you’ve thought about, this guide can help you answer questions like: What is financial protection? How does financial protection add value to your financial plan? What are the different types of financial protection, and which ones are right for you? What things do you need to consider when selecting financial protection? Download “Your complete guide to financial protection” to learn more and understand if financial protection is right for you.
The useful guide to reaching your retirement goals Guides/Retirement 11/04/2022 Getting the most out of retirement and reaching your goals requires planning. Not thinking about your post-work years until you reach that milestone can mean that a retirement that promised much, falls short. While you might daydream about giving up work, pinning down the details, from your lifestyle to your income, means you’re more likely to turn your dream into a reality. This guide can help you start to think about the retirement you want and the steps you need to take to secure it. Among the questions it can help you answer are: When do you want to retire? Is blending work and retirement an option you should consider? What does your ideal retirement look like? What are your priorities for retirement? How much income will you need in retirement? Download your copy of “The useful guide to reaching your retirement goals” to start planning your future.
Guide: The useful guide to decluttering your home and life Guides 16/03/2022 Over time, you can pick up things that clutter your life and mean you aren’t living the lifestyle you want. It might be material items taking up space in your house, or even habits that mean you’re distracted from focusing on your important goals. Spring is often associated with giving your home a big clean, getting rid of the old, and starting afresh for the summer months. So, now could be the perfect time to declutter your life to help you build the lifestyle you want. Read our latest guide for some great tips, including: Advice from Netflix star Marie Kondo How to create a plan to declutter your home Why you should also declutter your digital life The benefits of getting your finances in order 5 books to read that could help you to become more organised.
Guide: 5 important lessons that Napoleon can teach you about growing your wealth Guides/Investments 15/02/2022 In 1793, a vast army of the French First Republic locked horns with a combined force of Royalists and their foreign allies at the port city of Toulon. It was in this battle that a young artillery officer caught the attention of his superiors, demonstrating not only a high level of organisational skill, but also tactical brilliance and the charisma needed to inspire his men. This officer was, of course, Napoleon Bonaparte, and the Siege of Toulon would be the first major stepping stone in his long and glorious career. When you’re looking for tips for growing your wealth, Napoleon isn’t the first person you might think of. Yet, his innovative and dynamic style of leadership can teach you many valuable lessons. Read our latest guide to learn more about Napoleon and why he can teach you the importance of: Having reserves to protect against unexpected shocks Keeping an eye on inflation Understanding your attitude to risk Diversifying your assets Making an informed decision.
Guide: Building a nest egg – How to create financial security for your children and grandchildren Guides 11/12/2021 As a parent or grandparent, you may be thinking about ways you can build a nest egg for children or grandchildren. It’s a step that can give them financial security as they become independent. According to the Royal Mint’s 2021 Savings Report, 93% of parents say a savings account for their children is important. And more than 8 in 10 have already set up such an account. This guide looks at some of the steps you can take to improve the financial security of your children and grandchildren, including: Opening a savings account Using a Junior ISA Investing on their behalf Making pension contributions. Download Building a nest egg – How to create financial security for your children and grandchildren to learn more. Please contact us if you’d like to discuss building a nest egg for your children or grandchildren.
The complete guide for first-time buyers Guides/Mortgage 17/10/2021 Buying your first home can seem complicated. There’s a lot to think about and it’s a huge milestone. If you’re perplexed by the jargon or aren’t sure where to start, this guide will take you through the process and offer tips to help you become a homeowner. The guide covers: How much deposit you need and the best ways to save How the Help-to-Buy Equity Loan Scheme works Understanding how much you can borrow through a mortgage and what a “mortgage in principle” is The different types of mortgages and the impact of interest rates Tips for improving your chances of securing a mortgage The homebuying process. Download The complete guide for first-time buyers to learn more. If you have any questions about buying your first home and securing a mortgage, please contact us.
Guide: Leaving an inheritance vs gifting during your lifetime Guides 01/09/2021 Have you thought about how you’ll pass wealth on to those who are important to you? Traditionally, this has been done through inheritance, but it’s becoming more common to gift during your lifetime. Our latest guide explains why more families are choosing to gift during their lifetime and the pros and cons of each option. Whichever option you decide is right for you, our guide will enable you to fully understand your situation and make sure your wishes are carried out, and will explain everything from writing a will to calculating the long-term impact of gifting. It can be difficult to think about how you’ll pass on wealth to loved ones, but it’s important to set out a plan. Download Leaving an inheritance vs gifting during your lifetime to discover the steps you should take. If you have any questions about passing on wealth, please contact us.
